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End of life issues

END OF LIFE ISSUES

What the spouse/ family should know ?

( Before your departure )

1. Your will,

2. Birth Certificate

3. Pension papers including retirement certificate if superannuated

4. Marriage certificate if any

5. Property papers- House/ Flat ownership, Real Estate

6. Property Tax papers i.e. Municipal Tax papers, Land and Building Tax papers, Society Tax papers , etc.

7. Rent papers with all correspondence in connection with the same

8. Pending litigation papers

9. Court decisions, if any

10. Names of Legal Advisors and their telephone Nos. and addresses

11. Telephone files- first receipt indicating the security deposit

12. Deposit receipts of Gas connection indicating the security deposit

13. Deposit receipts of Electric meter and water connection with amount of security

14. Medical files with last reports

15. Passport, driving license , Identity card, election card

16. Income Tax and Wealth tax files

17. Policy files, LIC, GIC, Health, Medical, Fire Accident etc.

18. Motor car / scooter papers and car/scooter insurance

19. Bank account with details of each account, Name of the Banks etc.

20. Detail and keys of Bank Lockers with details of Bank and Locker numbers

21. Fixed Deposits should be held jointly to be operated by one of them. Details of maturity and receipt of interest should be clearly available

22. Cummulative Time Deposits in Post Office / Bank indicating details thereof.

23. Share certificates / Mutual funds- normally the same should be in joint name.

24. Ensure that joint pension Account along with spouse is opened

25. Any other matter of interest to your family

After your Departure

In case of a Govt. Pensioner what the spouse /claimant of family pension need to do

1. Obtain Death certificate

2. Deposit in police station any Arms & ammunition if the deceased had a Arms license

3. Inform Pension disbursing authority in writing along with a copy of death certificate

4. Open a new S.B. A/c in the pension disbursing bank for receiving Family pension unless you already have a separate S.B account in your individual name

4. Obtain Family pension claim Form from the Bank, complete it &submit to pension disbursing Bank

5. Balance in Pension account Pass book of the deceased. If it is a joint account, you can continue to operate it and can request the Bank to delete the name of the deceased. In case it is not a joint account you have to apply to Bank for its closure & payment to you or to all the heirs .Depending on the size of closing Balance ,Bank may ask you to produce legal heir certificate for which you will have file an application in the competent court having Jurisdiction.

If the deceased was a Rly Pensioners

Then the spouse is also

Entitled to complimentary free Rly pass/passes

A. Approach the pass issuing authority i.e. the office from where deceased spouse was taking post retirement pass,

Obtain the form for claiming Widow/widower complimentary passes, fill it up & submit with the following documents (attested copies).

1. Death certificate 2. Service/retirement certificate 3.Pass entitlement certificate (Form GTB 25) if available 4. PPO 5.Two P.P size attested photos of the claimant.

6An affidavit(original) declaring (i) that the spouse i.e. the widow/widower has not remarried ( ii ) That Her/His name is not included in the privilege/complimentary Rly pass of any other relative (iii ) Details of dependants if any.

7. Two copies of pp size Photos of each of the dependents if any 8.Copy of Photo ID card issued for the purpose of passes.

ER.S.C. Maheshwari

www.rrewa.org